SoCal's Most Trusted Mortgage Broker Since 2003(562) 862-5097
5-star rated on Yelp

SoCal's Most Trusted Mortgage Broker Since 2003

Home loans, refinancing, and pre-approvals for Downey, Norwalk, Whittier, and all of LA County. Walk in, call, or apply online.

Free consultation · No obligation · No credit impact

Downey, CANMLS #258057
20+Years in Business
5★Rated on Yelp
100sFamilies Helped
FreeConsultation
Why Powerhouse

The mortgage process can be confusing. We make it simple.

You shouldn't need a finance degree to buy a home. We handle the complexity so you can focus on finding the right home.

See how it works
01
01

Feeling overwhelmed by options?

Don't drown in paperwork and jargon. We analyze dozens of loan programs to find the one that saves you the most money.

02
02

Worried you won't get approved?

Credit challenges? Self-employed? We specialize in the tough cases that big banks turn down.

03
03

Afraid of delays at closing?

A delayed closing can cost you your dream home. We manage the entire process to ensure you close on time, every time.

How It Works

Your path to homeownership

1

Get Pre-Approved

Complete our simple online form or give us a call. We'll tell you exactly how much you can afford in minutes.

2

Find Your Perfect Loan

We compare hundreds of loan products from different lenders to find the absolute best rate and terms for your situation.

3

Close With Confidence

We handle the paperwork, coordinate with the agents and attorneys, and guide you to a smooth, stress-free closing.

Loan Programs

A loan for every borrower

Whether you're a first-time buyer, a veteran, or a seasoned investor, we have a program that fits.

FHA Loans

Low down payment and flexible credit requirements for first-time buyers.

VA Loans

Zero down payment for veterans and active-duty military. You've earned it.

Conventional Loans

Flexible options for borrowers with strong credit and stable income.

Jumbo Loans

Financing for high-value properties beyond conventional loan limits.

Bank Statement & DSCR

For self-employed borrowers and investors. No tax returns required.

Down Payment Assistance

Programs to help you get into your home with little to no money down.

What Our Clients Say

82 five-star reviews and counting

5.0 on Yelp
·
5.0 on Zillow

“Dave is the real deal! He got me and my partner pre-approved after a good 1-2 hour conversation where he never asked for any financials until we were ready. Everything he said was exactly the same leading up to when we closed our docs — no surprises. We celebrated in our new home!”

V

Verified Homebuyer

First-Time Buyer · Yelp Review

“Dave not only helped us with the process of buying our first home, he's one of the biggest reasons why it happened.”

K

Korrin S.

First Home · Yelp Review

“He helped bump my credit scores prior to the refi, for a better rate, and made sure I got the rate I wanted!”

R

Raymond G.

Refinance · Yelp Review

“To say that Powerhouse is 5 star... Well that rating is too low for them!!! Melinda, Maribel, Lupe and Rosie and their entire staff is not only professional but they treat you like family.”

V

Verified Client

Yahoo Local Review

Ready to take the next step?

Get a free, no-obligation consultation today. Find out how much home you can afford.