SoCal's Most Trusted Mortgage Broker Since 2003
Home loans, refinancing, and pre-approvals for Downey, Norwalk, Whittier, and all of LA County. Walk in, call, or apply online.
Free consultation · No obligation · No credit impact
The mortgage process can be confusing. We make it simple.
You shouldn't need a finance degree to buy a home. We handle the complexity so you can focus on finding the right home.
See how it worksFeeling overwhelmed by options?
Don't drown in paperwork and jargon. We analyze dozens of loan programs to find the one that saves you the most money.
Worried you won't get approved?
Credit challenges? Self-employed? We specialize in the tough cases that big banks turn down.
Afraid of delays at closing?
A delayed closing can cost you your dream home. We manage the entire process to ensure you close on time, every time.
Your path to homeownership
Get Pre-Approved
Complete our simple online form or give us a call. We'll tell you exactly how much you can afford in minutes.
Find Your Perfect Loan
We compare hundreds of loan products from different lenders to find the absolute best rate and terms for your situation.
Close With Confidence
We handle the paperwork, coordinate with the agents and attorneys, and guide you to a smooth, stress-free closing.

A loan for every borrower
Whether you're a first-time buyer, a veteran, or a seasoned investor, we have a program that fits.
FHA Loans
Low down payment and flexible credit requirements for first-time buyers.
VA Loans
Zero down payment for veterans and active-duty military. You've earned it.
Conventional Loans
Flexible options for borrowers with strong credit and stable income.
Jumbo Loans
Financing for high-value properties beyond conventional loan limits.
Bank Statement & DSCR
For self-employed borrowers and investors. No tax returns required.
Down Payment Assistance
Programs to help you get into your home with little to no money down.
82 five-star reviews and counting
“Dave is the real deal! He got me and my partner pre-approved after a good 1-2 hour conversation where he never asked for any financials until we were ready. Everything he said was exactly the same leading up to when we closed our docs — no surprises. We celebrated in our new home!”
Verified Homebuyer
First-Time Buyer · Yelp Review
“Dave not only helped us with the process of buying our first home, he's one of the biggest reasons why it happened.”
Korrin S.
First Home · Yelp Review
“He helped bump my credit scores prior to the refi, for a better rate, and made sure I got the rate I wanted!”
Raymond G.
Refinance · Yelp Review
“To say that Powerhouse is 5 star... Well that rating is too low for them!!! Melinda, Maribel, Lupe and Rosie and their entire staff is not only professional but they treat you like family.”
Verified Client
Yahoo Local Review
Ready to take the next step?
Get a free, no-obligation consultation today. Find out how much home you can afford.